WAY4. Top-ranked End-to-End Digital Payments Software Platform

M-Commerce implementations: why how & how. NFC and QR use cases.
What you need is the most adaptive digital payments software platform: WAY4 CMS, MMS, Switch, Digital Banking and Wallet.


NBG Strengthens Market Leadership with WAY4

NBG has been awarded for The Best CMS Project at the Bite Awards 2018

Promsvyazbank Goes QR

Top-3 bank in Russia connects to Alipay on WAY4

Borica Runs Digital Transformation on WAY4

BORICA, serving 30 banks, selected the WAY4 to transform its core business.

Mastercard Launches Tokenization on WAY4

MPTS rolls out a new digital payment solution that leverages MDES on WAY4.

Lunch Marketplaces Acquiring on WAY4

WAY4 acquiring enables attracting and serving merchant aggregators and marketplaces.

Nets & OpenWay Collaborate for PSD2

Download the white paper

Indonesia Goes Chip With OpenWay

BMI, an Indonesian leader in Islamic banking, is NCICCS-compliant for issuing & acquiring.

Uralsib Runs Cloud-Based Digital Banking Platform

The new platform serves partner banks for quick launch of full-fledged mobile services.

Ovum: OpenWay is a Market Leader for Digital Wallets

Download the report

Finnet telco – 34% Annual Growth WAY4 Switch

In 2015 Finnet achieved 34% annual growth in transaction flow and 150% revenue growth.

OpenWay is a Global Market Leader in CMS

OpenWay recognized as a Market Leader by Ovum among 13 global vendors.

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June 5-7, 2018
OpenWay Showcases its Universal Payment Platform in West Africa

DigitalPayExpo, Stand #B10, Eko Hotel and Suites, Lagos, Nigeria

April 15-16, 2018
New Digital Payments Business Models? Book Your Demo in Dubai!

Seamless Middle East, Dubai International Convention & Exhibition Centre, Hall 4, stand #E90

March 5-6, 2018
OpenWay Demonstrates WAY4 Digital Wallet, CMS and Switch at Seamless Payments Africa 2018

Cape Town, South Africa

February 21-22, 2018
Top-ranked Mobile Wallet Demo and Other OpenWay Digital Banking and Payments Solutions at Dot Finance Summit

Kigali, Rwanda

February 6-7, 2018
OpenWay’s Payment Solutions at Seamless North Africa 2018

Stand #B3, The Nile Ritz-Carlton, Cairo, Egypt

February 5-6, 2018
OpenWay's Digital Banking Solutions at Seamless Thailand 2018

Stand #12, Centara Grand & Bangkok Convention Centre at CentralWorld, Bangkok

November 22-24, 2017
4 Case Studies of Digital Payment Transformation at Payvolution 2017

MICO Milano Congressi, North Wing, Via Gattamelata 5, Gate 14, Milano

September 1, 2017
OpenWay Digital Banking Leadership Kenya 2017

Nairobi, Kenya

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WAY4. The Way Forward.

WAY4 solutions are built on a universal framework, designed for high-speed transaction switching and smart product engineering.

WAY4 Card & Merchant Management

Invent, build and manage multiple financial products on the single platform.

WAY4 Switch & Omni-Channel

Single customer profile, personalized payments & transfers, advertising, sales, risk management, and usability on ATM, kiosk, web, mobile, smart watch, and via messengers.

WAY4 Digital Wallet

The WAY4 Digital Wallet software solution is aimed at developing financial services in the virtual and e-money environment.


PSD2-compliant software platform for online account access and instant payments, PISP, AISP, ASPSP, and API banking services

WAY4 Card & Merchant Management

Invent, build and manage multiple financial products on the single platform.

Digital Lifestyle Banking

White-label omni-channel platform to predict, simplify and monetize customers' daily financial decisions.

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OpenWay Group develops WAY4, a top-ranked end-to-end digital payments software platform. WAY4 software solutions work for over 135 banks, processors, national switching, telecom and fleet companies in EMEA, the Americas, and Asia. We started with HQ in Belgium in 1995 and have grown into a global company with 10 offices around the world.
Our portfolio consists of WAY4 Card and Merchant Management; ATM and POS Switching; Omni-Channel Digital and Branchless Banking; Prepaid Cards; E-Commerce Gateway and 3-D Secure MPI; Mobile Payments, Digital Wallet, Host Card Emulation (HCE) and OEM NFC Tokenization; QR Payments, DCC; Fleet Cards, and other solutions.
With over 200 million online accounts and over 1500 transactions per second on a single platform in production environment - WAY4 is the most powerful and flexible processing and digital banking software based on open platform.
WAY4 is the choice for companies looking for cost-efficient real-time payment processing, product and service flexibility, speed-to-market, mobile and cloud innovations, scalability, high performance, and smooth migration from legacy systems.
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